Legal page
Disclaimer and Binance Affiliate disclosure
This page sets out the legal boundary between StableDesk, the third-party brands we write about, our readers and the partners we work with. Read every clause.
1 · Independent third-party site
StableDesk (domain vsccex.com, the "site") is an independent third-party research desk. It is not the official website of Binance, Tether, Circle, MakerDAO, TrueUSD, Paxos, First Digital Trust, PayPal or any other stablecoin issuer or exchange. The site holds no equity in any of those companies, is not employed by any of them, and does not speak on their behalf.
The articles cite public materials such as attestations, filings, regulator notices and product documentation. Worked calculations are identified as examples; they are not records of transactions using the editorial desk's funds. None of the articles represents the official position of the companies named.
2 · Trademark notice
- Binance is a trademark of Binance Holdings Ltd.
- USDT, Tether are trademarks of Tether Holdings Limited.
- USDC is a trademark of Circle Internet Financial.
- DAI is a trademark of MakerDAO / Sky.
- FDUSD is a trademark of First Digital Labs.
- TUSD, TrueUSD are trademarks of Techteryx.
- BUSD is a trademark of Paxos Trust Company (issuance discontinued).
- PYUSD is a trademark of PayPal, issued by Paxos.
The site uses these names only to identify the products, companies or protocols referenced inside an article. This is nominative fair use; it does not constitute infringement. If a trademark holder considers any specific passage problematic, email [email protected] and the desk will respond within seven business days.
3 · Binance Affiliate, full disclosure
This site takes part in the Binance referral programme. Referral code BN16188 is shown on the home page and in the account-opening guide only; other pages do not display it. We may receive a commission from qualifying referrals.
What that means in practice:
-
If you register a Binance account through the referral link retained on this site (invite code
BN16188), StableDesk does not charge you for using the link. Any fee reduction or other benefit depends on Binance's terms and your eligibility; we do not guarantee the same fee outcome for every registration. - A qualifying referral may generate commission for this site. The platform determines its calculation and payment; it is not a separate invoice from StableDesk to you.
- Our potential commission and any discount credited to your account are different amounts. Confirm the account-specific benefit in the official process before relying on it.
- Coverage of Binance on the site — positive or negative — is not influenced by the referral fee. The site writes about Binance's deep USDT liquidity and about its KYC friction, regional restrictions, the 2023 CFTC and DOJ settlements, and the BUSD wind-down with equal directness.
Why we publish all this.
Without disclosure, a reader cannot tell whether an Affiliate fee is bending the writing. Marking every Binance link with rel="sponsored", repeating the disclosure at the foot of each article and laying out the full mechanics here lets the reader decide whether to use the link.
* About the "up to a 20% fee rebate" wording. The disclosure bar on the home page reads "up to a 20% fee rebate*". It is a ceiling, and it applies only to accounts that are eligible for Binance's referral programme. That figure is set by the Binance Affiliate Programme under its current rules — it is not a StableDesk promise and is not permanent. The rebate is subject to Binance's own rules: not every order type, market or fee tier qualifies on equal terms, and certain promotional, institutional or VIP fee structures may behave differently. Binance can change the rebate rate, scope or eligibility at any time as a matter of its own policy; StableDesk does not control it and cannot guarantee any specific figure at any future date. Where the code appears, a disclosure sits next to it, and article footers carry a short note on the referral relationship. For the actual benefit on your account, check the official registration confirmation and applicable fee terms, or ask Binance support.
4 · Not investment, tax or legal advice
Nothing on this site is investment advice, tax advice or legal advice. It is general information. Crypto prices move fast. Stablecoins, despite the name, have a long history of going off-peg:
- May 2022 — TerraUSD (UST) collapsed to near zero, wiping over 40 billion dollars of paper value.
- March 2023 — USDC fell to about 0.87 dollars over a weekend after Silicon Valley Bank failed.
- Multiple small-cap algorithmic designs (IRON, USDX, USDN) have effectively gone to zero.
Treat any crypto position as something that could fall to zero. Practical implications:
- Use risk capital you can afford to lose. Do not borrow against a house to buy stablecoins.
- For larger positions or anything tax-sensitive, consult a licensed CPA, tax adviser or solicitor in your jurisdiction.
- Check what your local law actually says about crypto holding, trading and reporting. Several jurisdictions either prohibit retail crypto trading or require specific licences.
5 · Data freshness
Every numerical claim on the site — fees, yields, reserve composition, market caps, regulator deadlines — carries the date it was checked. Crypto changes quickly. Even a few weeks after publication, the numbers can move. The reader should:
- Confirm any operational figure against the primary source (the exchange's official help page, the on-chain explorer, the regulator's announcement) before acting.
- Treat any article older than six months as a starting point, not an executable instruction set. The site marks
dateModifiedat the foot of each piece. - Email [email protected] when a figure looks stale. We publish the fix on the corrections page.
6 · Third-party links
The site links out to third-party sites — exchanges, stablecoin issuers, regulators, on-chain data providers, news outlets. StableDesk does not control or guarantee third-party content, services or security. Once you follow an external link, your relationship with that destination is governed by their terms.
Affiliate links are marked with rel="sponsored nofollow noopener noreferrer" target="_blank" and can be checked in the page source.
7 · Copyright
Original material on the site — articles, tables, code snippets, illustrations — belongs to StableDesk. Personal, non-commercial quotation is welcome with a link back to the original page. Wholesale reproduction or commercial reuse is not permitted. When citing, name the source as: StableDesk · vsccex.com plus the article URL.
8 · Governing law
The site serves readers across many jurisdictions. StableDesk does not claim exclusive forum for general disputes about content. Specific statutory rights — GDPR (EU and UK), CCPA / CPRA (California), Hong Kong PDPO and similar local privacy and consumer rules — apply in their respective territories and we respond to requests under those frameworks.
Questions about this notice? Email [email protected].